Top 25 Ivory Prize Finalists

Arrive Home aims to increase access to homeownership for credit worthy, low- to moderate-income American families, creating generational change one home at a time. By working with governmental entities, mortgage lenders, and nonprofit groups, Arrive Home enables correspondent lenders with creative and diverse mortgage products, including down payment assistance and the innovative Earned Equity Program.

BlocPower is a climate technology and development company that retrofits low-income housing into energy-efficient buildings, now focusing on large-scale projects and holistic system improvements to reduce carbon footprints and enhance resident wellbeing.

Center for Public Enterprise (CPE) is a nonprofit that collaborates with housing agencies across the country to develop and implement innovative housing production programs. Housing agencies are limited in how much they can do by the availability of scarce federal resources. CPE helps open up additional channels for affordable housing production by providing expertise in governance and capital sourcing, enabling the construction of mixed-income housing.

The Community Receivership Training Program, led by the Dearborn Realtist Board, partners with the City of Chicago and the Black Coalition for Housing to train local stakeholders, contractors, and investors to rehabilitate abandoned properties through court-appointed receivership, addressing blight, appraisal bias, and increasing minority participation in real estate redevelopment.

FutureProof uses AI- and ML-driven underwriting to provide insurers with real-time pricing based on property resilience, helping homeowners in climate-impacted areas qualify for coverage and reduce costs.

Homes for the Future (HFTF) by Grounded Solutions Network is a capital fund that acquires and places single-family homes into shared equity portfolios, allowing homeowners—particularly in Black and Brown communities—to build wealth through home appreciation while maintaining lasting affordability without reliance on public subsidies.

The Industrialized Construction Catalyst Fund (ICCF) by the Housing Accelerator Fund is a $10M revolving fund that provides affordable housing developers with early stage capital for projects using industrialized construction. HAF's loan funds can be used for project design and engineering costs related to IC, pre-construction factory deposits, material deposits and other soft costs associated with IC. This loan product is designed to reduce financing costs and accelerate project timelines for industrialized construction while offering technical support to borrowers.

Stake is a platform that provides cash-back rewards and fee-free banking to renters, incentivizing on-time rent payments while promoting financial health, wealth-building, and housing affordability through partnerships with property owners and managers.

Rent Well is an engaging curriculum model owned by Transition Projects, a social service nonprofit in Portland, Oregon, that empowers people - through a comprehensive 15-hour tenant education program – by teaching current and prospective tenants the knowledge and skills to navigate the rental market successfully. Rent Well couples the tenant’s curriculum with a landlord incentive fund, reducing financial risks for landlords while expanding housing opportunities for program graduates.